Asked Questions
FirstChoice OB GYN LLC offers comprehensive care including menopause management, birth control counseling and options, treatment for ovarian cysts and PCOS (Polycystic Ovary Syndrome), Pap smears, colposcopy, pregnancy care, STD testing, fibroid management, gynecological exams, HPV screening and management, treatment for heavy periods, ultrasound imaging, hysterectomy, IUD insertion, evaluation and treatment of vaginal discharge, infertility evaluations, management of irregular and painful periods, among other services.
You can reach us Monday to Friday from 8:30 AM to 5:00 PM. Please note that patient appointments are scheduled during specific hours:
Monday: 10:00 AM to 5:00 PM
Wednesday: 2:00 PM to 5:00 PM
Thursday: 10:00 AM to 5:00 PM
***For urgent cases you can schedule within 48 hours during week days.
We accept Aetna, Horizon, Blue Cross Blue Shield, AmeriHealth, Medicare and Cigna. Please note, we do not accept any form of Medicaid insurance.
You can schedule an appointment by calling our office during business hours or conveniently booking online through our website.
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Financial Policy
First Choice OBGYN accepts Aetna PPO Whole Health, Horizon PPO Omnia (Silver, Platinum, Gold), AmeriHealth PPO, medicare, and Cigna PPO insurance plans. Patients must provide accurate insurance information and understand their benefits. Medicaid is not accepted.
Also we do accept Out of Network benefits. Please call our office for more information.
Due at the time of service for all office visits, procedures, and tests covered by insurance.
1. **Copay**:
– A copay is a fixed amount that you pay for a covered healthcare service, usually when you receive the service. For example, you might have a $20 copay for a doctor’s visit. The amount can vary depending on the type of service.
2. **Coinsurance**:
– Coinsurance is your share of the costs of a covered healthcare service, calculated as a percentage of the allowed amount for the service. For example, if your plan has a 20% coinsurance, you pay 20% of the cost of the service after you’ve paid your deductible, and your insurance pays the remaining 80%.
3. **Deductible**:
– A deductible is the amount you pay for covered healthcare services before your insurance plan starts to pay. For example, if your deductible is $1,000, you will pay the first $1,000 of covered services yourself. After meeting your deductible, you’ll usually pay only a copay or coinsurance for covered services, and your insurance company pays the rest.
**Taking Deductibles as a Deposit Before the Visit**:
– Some healthcare providers require patients to pay an estimated amount of their deductible upfront before receiving services. This is done to ensure that the deductible is covered and helps manage costs for both the provider and the patient. This deposit is usually adjusted later based on the actual cost of services and any remaining deductible balance.
Payment is due at the time of service for patients without insurance or for services not covered by insurance. Competitive self-pay rates and pregnancy packages are available; contact for pricing information. We do not charge for urine analysis, pregnancy test, NST (non-stress test), BPP (Biophysical Profile), and ultrasound. All included in obstetrics package.
Monthly statements are sent for outstanding balances after insurance processing. Payment is expected upon receipt. For billing inquiries or insurance updates, contact the office during business hours.
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Cash, debit cards, and most major credit cards (Visa, MasterCard, American Express, Discover) are accepted. Online payments can be made securely through the patient portal. Personal/business checks are not accepted.
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A 48-hour notice is required for cancellations or rescheduling.